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Unit 5 · Lesson 5.2 · What Could Go Wrong · about 20 minutes

Musician insurance: what could go wrong at a gig

Theft, injury, rain, a lawsuit: cover the act before it happens. Lesson 5.2, What Could Go Wrong, is a game you play as your own act, for solo acts, duos and bandleaders.

Lesson 5.2 · about 20 minutes

What Could Go Wrong

Theft, injury, rain, a lawsuit: cover the act before it happens.

Theft, injury, rain, a canceled date. Decide what you'll do about each one before it happens.

Skill: Cover Your Act
Risk game, Lesson 5.2 What Could Go Wrong: the first call on a phone screen, your Act as a wedding band. You book it and hire the players. $2,400 risk budget. Three...
The first call, as you see it in the game. Your act's name goes where it says Your Act.
Your first call
Your Act as a wedding band. You book it and hire the players. $2,400 risk budget. Three people hand you advice. Whose do you take? Then you build the board yourself, against the clock.
  • AInsure the rig, get the liability coverage venues ask for, cancellation clause and deposit. Skip outdoor weddings so rain can't touch you. Mats, sub list, backup drive.
  • BCable mats and a backup drive. Everything else rides on the $2,400 fund. Paperwork waits until a venue makes you.
  • CInsure the rig, get the liability coverage venues ask for, and put rain and cancellation clauses in every contract. Mats, sub list, backup drive.

Every option is something a working player really does. Which one would you pick? The game shows you what each one costs or earns.

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What you walk away with

Everything in the game is made up: the venues, the people, the money. General information, not financial, legal or tax advice.

Unit 5 · The Long Game

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Free guides for this lesson

Part of Unit 5: The Long Game in the Thriving Musicians course. Pick your free lesson.

◀ 5.1 Budget the WavesAll of Unit 55.3 The Long Set ▶