Lesson 3.2 · about 20 minutes
Gear on Credit
When a payment plan helps and when it buries you.
Your speaker dies on a Thursday. The payment plan is right there. Here's when it helps and when it buries you.
Skill: Buy It Right
Your first call
Your main speaker is dead, for real this time. Nothing on the calendar for three weeks. Same model new: $700. The store has the better one at $1,400, no interest until a date in spring. Bank: $900.
- APost in the local musicians group for a used one, and test it at full volume before you pay.
- BThe better one on the store plan. No interest until spring, and spring is when the wedding inquiries come in.
- CSame model, $700 from the bank today. No debt, no stranger's used gear, whole again by dinner.
Every option is something a working player really does. Which one would you pick? The game shows you what each one costs or earns.